Boat Insurance

Boat Insurance in Ansley, NE, Broken Bow, NE, and Kearney, NE

Cast Your Worries Aside.

For most people, owning a boat can be a dream come true. Whether you’re spending the day cruising around the water with friends or sitting out on a lake to do a bit of fishing, you can make memories that will last for a lifetime on the water.

Boat insurance can protect you from the risks of boating with a policy to cover any and all situations. Insurance of the Heartland also has policies to cover the following marine vehicles:

  • Yachts
  • Performance Boats
  • Sail Boats
  • Bass Boats
  • Jet Skis
  • WaveRunners


What Can a Boat Insurance Policy Cover?

As with any vehicle, accident can happen. Insurance can cover your boat from the same things that afflict other vehicles like:

  • Vandalism
  • Collision with another boat or object
  • Theft
  • Damage caused by uninsured or underinsured boaters

Your policy includes all structures and items attached to your boat like anchors, oars, canopies, life preservers, and fuel tanks. You can even insure fishing equipment and personal belongings if you choose.

Of course, we offer liability insurance to pay for any injuries or damage that might occur on the water. Coverage options include:

  • Bodily Injury payments
  • Damage to another’s property
  • Medical Payments
  • Guest Passenger Liability


Additional Coverage Options

Additional insurance options like towing exist for your boat – both on-water and off. You may also be eligible for money-saving discounts like a multi-policy discount, joint boat and auto insurance, completing a boating safety course, or even being an accident-free boater.

It’s your passion, your dream. Protect that dream for years to come with the right insurance policy from Insurance of the Heartland. Talk with one of our local insurance specialists today to learn more about Boat Owners Insurance.