by Insurance of the Heartland | Mar 15, 2022 | Blog, Coverage, Home Insurance, Insurance, Tips & Ideas
If you have never had home insurance coverage before, then you may feel like you need someone to explain it to you. After all, not every policy is the same. Some are very different but no prior experience in this particular field may result in all the information that...
by Insurance of the Heartland | Mar 1, 2022 | Blog, Coverage, Education, Tips & Ideas
When the amount of a claim against you exceeds the coverage provided by your home or auto insurance policy, you are saddled with the prospect of settling this excess liability on your own. Your insurance company will not cushion you against this contingency. However,...
by Insurance of the Heartland | Feb 3, 2022 | Blog, Business Insurance, Coverage, Education, Tips & Ideas
Not having insurance is a risky business. It’s an expense that many business owners deem unnecessary, but adequate insurance coverage in times of loss is invaluable. As a small business owner, only you can decide what type of insurance coverage is best for your...
by Insurance of the Heartland | Jan 24, 2022 | Auto Insurance, Blog, Coverage, Education
Insurance coverage for recreational vehicles (RVs) can be a complicated issue. RVs combine many aspects of regular traveling vehicles with aspects of a home. There are several issues that need to be considered when purchasing RV insurance. First, all conventional...
by Insurance of the Heartland | Jan 13, 2022 | Auto Insurance, Blog, Coverage, Tips & Ideas
Hopefully, you will never be involved in an auto accident or need to file an insurance claim. Even the most careful and skilled drivers, however, can easily find themselves in the middle of a crash. Would you know what to do? Knowledge of what to do after a car...
by Insurance of the Heartland | Aug 11, 2021 | Blog, Coverage, Home Insurance, Insurance
In recent years, there has been a surge in the number of American households performing home improvements. What homeowners might not realize is that there are many property upgrades that can result in lower home insurance premiums. Insurers want to mitigate risk as...
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