by Insurance of the Heartland | Mar 1, 2022 | Blog, Coverage, Education, Tips & Ideas
When the amount of a claim against you exceeds the coverage provided by your home or auto insurance policy, you are saddled with the prospect of settling this excess liability on your own. Your insurance company will not cushion you against this contingency. However,...
by Insurance of the Heartland | Feb 3, 2022 | Blog, Business Insurance, Coverage, Education, Tips & Ideas
Not having insurance is a risky business. It’s an expense that many business owners deem unnecessary, but adequate insurance coverage in times of loss is invaluable. As a small business owner, only you can decide what type of insurance coverage is best for your...
by Insurance of the Heartland | Jan 24, 2022 | Auto Insurance, Blog, Coverage, Education
Insurance coverage for recreational vehicles (RVs) can be a complicated issue. RVs combine many aspects of regular traveling vehicles with aspects of a home. There are several issues that need to be considered when purchasing RV insurance. First, all conventional...
by Insurance of the Heartland | Jun 15, 2021 | Blog, Education, Home Insurance, Insurance, Tips & Ideas
As far as insurance goes, homeowner’s insurance is extremely necessary these days. Given the current unpredictable weather conditions and the chance of hazards while you are away from home on personal or official work, having homeowner’s insurance can be a...
by Insurance of the Heartland | Apr 1, 2021 | Blog, Coverage, Education, Insurance
If you prefer to plan ahead for anything unsavory that might happen to you financially, you might want to consider purchasing umbrella liability insurance. Umbrella liability insurance can protect your assets from large claims or lawsuits. Review these elements of an...
by Insurance of the Heartland | Nov 8, 2020 | Blog, Education, Insurance
Car insurance rates are dependent on a number of variables, and understanding what your rate is based upon can help you determine whether you are getting the best deal possible. Here are some of the criteria your car insurance rate is based upon; this will give you a...
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