Property Claims from Recent Storm

Unfortunately, many of our customers suffered property damage from the storm that struck portions of Custer, Sherman, Valley, and Garfield counties on May 12th. The types of loss that we filed claims on ranged from a couple of shingles blown off of a roof to complete losses on pivots, grain bins, and farm buildings. These losses will total millions of property damage in our area as well as many other areas of the state.

These types of devastating losses are always eye-opening to see in person. They also should be eye-opening as someone that owns the property. Whether the property is a home, autos, commercial, farm, or any other valuable property asset. Insurance is something that not many people think about until they have to pay a bill, or file a claim. We would like this large widespread damage to be a reminder to review your insurance policies on a very regular basis. By looking over what you have insured under your policies every renewal, you lessen the risk that you forgot to add something to your policy or do not have the property insured for enough money. Our customers pay a large amount of money to have insurance on the assets that they have worked so hard for. Our office wants to make sure that when the “worst strikes” our customers have enough coverage to put them back in the same financial position as they were before they have property damaged.

What Causes Auto Insurance Increases?

No one wants their auto insurance bill to increase, but there are several factors that affect how much you pay for auto insurance.

Learning the behaviors that increase your insurance cost can save you from rude surprises in your bill. So what factors make your bill go sky high? Avoid these if possible:

  • Tickets – Not the parking kind. Speeding, reckless driving, and the like can make companies believe you are a higher risk.
  • Accidents – Nothing scares an insurance company more than a history of accidents. More than one is a pattern you will pay for.
  • Drunk Driving – This seriously endangers others on the road, which means huge potential claims. Never drink and drive.
  • Bad Credit – Surprised? The theory is that having bad credit means you’re more of a risk.

Knowing what you shouldn’t do doesn’t just help you keep your bill low – it makes you a safer driver as well.

July 4th Office Schedule

Our office will be closed on Monday July 4th, so our employees can celebrate the holiday with their friends and families. If you have an emergency and need to talk with one of our agents, please call our office number 308-935-1537 and wait for the prompt for an emergency. This will route your call to one of our agents. If they do not answer, please leave a voicemail and they will call back as soon as possible.

The 4th of July is one of the busiest days of the year for trips to the emergency room. Please be careful setting off your fireworks and enjoy Independence Day without making a visit to the ER.