Personal Umbrella Insurance

Personal Umbrella Insurance in Ansley, NE, Broken Bow, NE, and Kearney,



Be Ready for Anything and Everything.


Personal umbrella insurance may not be a commonly known insurance, but if you were to run into a major accident or an extremely expensive lawsuit, umbrella insurance is the one line of defense between you and financial straits.

Without the extra protection afforded by personal umbrella insurance, one critical situation could mean the loss of your home, car, wages, or any of your other assets.

Coverage That Keeps You Protected


Personal Umbrella Insurance extends the liability limit of your current policy. For example, if you have a $1 million umbrella policy (very common when it comes to umbrella policy) and a $50,000 auto policy, you could pay up to $1,050,000 in damages because the limits work together.

Personal Umbrella insurance can be applied to events such as:


  • Car Accidents
  • Accidental injuries on your property
  • Accidents involving your boat, ATV, or other recreational vehicle
  • Golf Course Injuries
  • Defense fees and other legal costs
  • Personal Injury Coverage for claims of libel, slander, and more


At Insurance of the Heartland, we are committed to the safety and security of you and your family, which is why we will work with you to create a perfect policy that protects all of your interests. Since Personal Umbrella Insurance will vary depending on your individual coverage needs, it’s important to discuss your options with one of our insurance specialists before making a decision.