Property Insurance

Property Insurance in Ansley, NE, Broken Bow, NE, and Kearney, NE

Strength and Stability for Your Home.

Your home is more than just a place you live in. A home is a sanctuary for you and your family. You make memories, have fun, and relax. Not to mention it is a huge financial and emotional investment. Protect your investment with a property insurance plan from Insurance of the Heartland.

Every Home Insurance policy is different, and at Insurance of the Heartland, we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:

  • Fire and Lightning
  • Collisions from Vehicles or Aircraft
  • Hail
  • Sewer/Drain Backup
  • Windstorm
  • Vandalism
  • Volcanic Eruption
  • Smoke
  • Freezing Conditions or Snow

Property Insurance Options to Consider

Personal Property Insurance and Flood or Earthquake insurance may not be a part of your standard homeowners policy. However, these options protect the belongings in your house from damaged or theft and can pay the actual cash value of any items that are damaged or lost because of an accident.

Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.

Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If some tragedy were to happen to your home and it was ruled a ”total loss,” this insurance pays out the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.

There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a representative from Insurance of the Heartland who can help you find the right policy.